Posb Fixed Deposit Rate
Standard Chartered 0.85% p.a. S$5,000-S$500,000 60 mo. Standard Chartered 0.95% p.a. S$5,000-S$500,000 Banks with highest interest rates displayed for each given tenor. Fixed deposit accounts are a low-risk form of investment that allow consumers to earn interest on funds placed with the bank. POSB Wealth Management DBS Treasures. With effect from 23 December 2015, the interest rates for SGD Fixed Deposit will be revised as follows: Tenor.
Property Loan Details
| Interest Rate^ | |
|---|---|
| 1st year | 1.40% p.a. |
| 2nd year | 1.40% p.a. |
| 3rd to 5th year | 1.40% p.a. |
| Thereafter | FHR + 0.90% p.a. |
| 3 years average | 1.40% p.a. |
^ Interest Rate based on latest FHR and assuming it stays the same for first three years
Legal fee subsidy of $1,800 for minimum $200,000 loan
Rates indicated are fixed and guaranteed for 3 years
Protects you from rate fluctuations for the first 3 years
Enjoy a free conversion to any prevailing loan packages during Year 2 or 3 of your loan
At the end of the fixed rate period, the interest rates are pegged to the Fixed Deposit (FHR) rate to calculate interest rates
Fixed Deposit (FHR) rate is DBS Bank's prevailing 24 month Singapore Dollar fixed deposit rates which is currently at 0.90% p.a.
Enjoy savings from lower interest rates compared to HDB Concessionary Loan rate (2.6%)
Minimum loan amount of $100,000
New/re-financing owners are eligible
Promotions
Receive up to S$750 cash from Money Lobang when you successfully apply or refinance for a property loan via our Property Loan Cashback Promotion
Make a loan enquiry about this POSB Fixed Rate Home Loan
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DBS/POSB Singapore Dollar (S$) Fixed Deposit Account gives you the opportunity to maximise your savings with attractive interest, while keeping your funds secure.
Update Sep 6: No longer available
Benefits
- Affordability and Convenience: fixed deposit amount begin at S$1,000 with a deposit tenor of your choice, and you can begin a new placement via iBanking or at any of DBS/POSB branches
- Added value: you may use your S$ Fixed Deposit as collateral for credit facilities (subject to credit approval) and may make a placement using cash.
Eligibility and Requirements
- You are eligible for this account if you are at least 12 years old. For customers younger than 12 years, a trust minor account may be opened with a parent or legal guardian who is at least 21 years old.
Note: The maximum 1.30% p.a. only applies to 18 month deposits of up to a maximum of $49,999. Interest rates for tenors of 12 months and above are applicable only to rollover of existing placements at the same tenor.
Posb Fixed Deposit Rate 2020
Rates as of 3 July 2020
| Period | $1,000 – $9,999 | $10,000 – $19,999 | $20,000 – $49,999 | $50,000 – $99,999 | $100,000 – $249,999 | $250,000 – $499,999 | $500,000 – $999,999 |
|---|---|---|---|---|---|---|---|
| 1 mth | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 |
| 2 mths | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 |
| 3 mths | 0.1500 | 0.1500 | 0.1500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 |
| 4 mths | 0.1500 | 0.1500 | 0.1500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 |
| 5 mths | 0.1500 | 0.1500 | 0.1500 | 0.0500 | 0.0500 | 0.0500 | 0.0500 |
| 6 mths | 0.2000 | 0.2000 | 0.2000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 |
| 7 mths | 0.4000 | 0.4000 | 0.4000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 |
| 8 mths | 0.6000 | 0.6000 | 0.6000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 |
| 9 mths | 0.9500 | 0.9500 | 0.9500 | 0.1000 | 0.1000 | 0.1000 | 0.1000 |
| 10 mths | 1.1000 | 1.1000 | 1.1000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 |
| 11 mths | 1.1000 | 1.1000 | 1.1000 | 0.1000 | 0.1000 | 0.1000 | 0.1000 |
| 12 mths | 1.1500 | 1.1500 | 1.1500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 |
| 18 mths | 1.3000 | 1.3000 | 1.3000 | 0.1500 | 0.1500 | 0.1500 | 0.1500 |
| 24 mths | 0.9000 | 0.9000 | 0.9000 | 0.1500 | 0.1500 | 0.1500 | 0.1500 |
| 36 mths | 0.8500 | 0.8500 | 0.8500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 |
| 48 mths | 0.7500 | 0.7500 | 0.7500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 |
| 60 mths | 0.7500 | 0.7500 | 0.7500 | 0.1500 | 0.1500 | 0.1500 | 0.1500 |
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